INSURANCE TO PAY FOR TREATMENT

It's no secret that alcohol and drug dependence have reached crisis proportions. Battling drug addiction leads to a host of related issues and unintended consequences like increased absenteeism, lower productivity, and rising health care costs. This is true even for high-functioning substance users who are able to maintain an outer semblance of normalcy while battling their addictions in private.

Unfortunately, the main blocks to getting help are fear and finances. Either you're worried that the cost of treatment is too high or you're afraid of losing your job if you go into rehab. The good news is, both of those fears may be unfounded.

 

Insurance Availability for Addiction Treatment

Drug and alcohol addiction are treatable medical conditions. That means rehab is covered under most private, public, and group insurance plans. Often, what elements of treatment aren't covered under one plan may be subsidized in other ways.

 

Private or Group Health Insurance

Insurance companies are now required to cover substance abuse treatment, including medications needed for medically supported detox and related health or mental health issues. The extent of what your policy may cover varies from plan to plan and provider to provider. Check with your insurer to see what elements of treatment are covered by your policy. You also should find out whether counselors and medical professionals affiliated with your treatment program are in your network.

 

Employer Sponsored Programs

Once you decide to go into treatment, you should talk to your boss or human resources manager about your plans. They can help you figure out your insurance options. Many companies also sponsor employee wellness or support programs that can help while you're in treatment.

 

Public Funding

Other programs cover inpatient and outpatient drug treatment programs. In order to use Medicaid, you must meet the requirements for income and family size. You can get more information about this program and your eligibility for coverage by visiting your local Department of Social Services.

In addition to these public insurance programs, there are federal, state, and local funds set aside for drug treatment programs in many communities. Your local health department or public mental health facility can provide more information.

 

A Cost Effective, Time Efficient Option

While good companies care about the health and welfare of their employees, they're also bottom line oriented. No company wants to lose a valuable employee or incur the expense of training a replacement. Fast, intensive outpatient treatment lowers costs for insurance companies and employers by:

• Addressing the addiction at a manageable stage
• Preventing long-term residential treatment
• Allowing an employee to remain on the job
• Reducing the cost of medical care for addiction-related health issues and workplace injuries
• Lowering the rate of absenteeism
• Improving productivity

By entering a shorter, more focused inpatient program, our clients are able to return to work sooner while still getting the support they need for long-term recovery. Since outpatient care is more cost-effective than a longer residential program, our system saves money while reducing lost time from work. That's a winning solution for everyone.

We Can Make a Difference

Have you been working hard to keep your life together while battling drug or alcohol dependence? Are you watching helplessly while an employee you care about struggles in silence? Coastal Treatment Center has taken decades of addiction treatment experience and compacted them into a streamlined system that addresses the needs of people like you.

Our intensive 30-day program is tailored toward effectively dealing with addiction. It allows patients to return to work, clean and sober, in the shortest possible amount of time. The program is conducted in three phases: detox, residential treatment, intensive outpatient treatment. It's covered under a variety of insurance plans.

Ready to Get Started?

The decision to get clean is never easy. Fear shouldn't be a factor, and neither should cost. Getting treatment is an investment in a brighter, more productive future. Coastal Treatment Centers offers you a viable option for sober living without putting your life on hold indefinitely. If you're a productive, functioning person needing a streamlined treatment option for drug or alcohol dependence, we're here for you.